Drivers’ auto insurance claims may be denied depending on where they park, if they modify their vehicle, or if they lie on their policy.
With the cost of auto insurance skyrocketing in recent months, drivers are seeking for any means to reduce the amount they pay for vehicle coverage.
While most drivers will make simple changes to their coverage to save money, others may take more dramatic measures.
New data has showed that one in six car insurance claims are refused due of unnotified vehicle modifications, which could include window tinting or rear spoilers.
Parking in a certain area at a specific time was the second most prevalent cause for an auto insurance claim being denied.
People may declare on their automobile insurance policy that they have a locked garage where they keep their car overnight, reducing the likelihood of it being damaged or stolen.
If someone parks their automobile on the side of the road, away from their residence, the insurer may refuse any claims if something happens to it.
Around 14 per cent of drivers were also found to have their car insurance claims rejected for the practice known as “fronting”.
Additionally, when an older, more experienced driver claims to be the primary driver on an insurance, younger drivers typically benefit from lower-cost premiums.